Tradesmen Insurance
Trade insurance for professionals such as builders and plumbers in Ireland is a vital safeguard against various risks inherent in their line of work. These policies are tailored to address specific concerns faced by tradespeople, providing financial protection and peace of mind.
One of the primary aspects covered by trade insurance is public liability, which protects against claims from third parties for injury or property damage caused during the course of work.
For instance, if a plumber accidentally damages a client’s property while fixing a leak, trade insurance would cover the costs of repair or legal expenses in case of a lawsuit.
Moreover, trade insurance typically includes coverage for tools and equipment.
Builders and plumbers rely heavily on specialised tools and machinery essential for their tasks. In the event of theft, loss, or damage to these tools, the insurance policy would facilitate their replacement or repair, minimising disruption to business operations.